Salary Sacrifice and the £100k Childcare Trap
For several years we paid income tax and National Insurance on things we could have obtained with pre-tax money. Not because the schemes were unavailable….
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Redundancy in the UK: What You’re Owed, What to Do, and How to Come Out Ahead
We have not been made redundant. We want to say that upfront. The people who have been through it have an experience we cannot claim….
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£10,000 Bonus UK Tax: What You Actually Take Home in 2026/27 (And How to Keep More)
The first time we received a bonus of any real size, we made the obvious mistake. We saw the number in the offer letter, divided…
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How to Get a Real Pay Rise in the UK (Not a 3% Gesture)
The first time I used an outside offer to negotiate a pay rise, it felt like a genuinely bad idea. I had the offer in…
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How to Make More Money in the UK (Without a Pay Rise)
Most people treat their salary like the only number that matters. For years, so did we. You work, you get paid, you spend, you repeat….
